Treat Everyone At Work With Respect - Bargaineering

Posted: 25 Aug 2010 09:16 AM PDT

It’s been a while since I’ve written about career, I think we fired off both barrels during Career Week 2009 last year. However, with the economy recovering and a new jobs bill, I wanted to discuss something that falls under the category of “obvious but clearly not obvious enough.”

You should treat the people that you work with, regardless of where they are in the “hierarchy,” with dignity and respect.

I used to work at a defense contractor that had a bit of an old fashioned corporate mentality. Besides the idea that promotion was mostly by tenure (not always, but frequently), there was a prevailing attitude that the singular goal was completion of the mission and it didn’t matter how many heads you needed to knock to get that done. While I can appreciate the approach, when used sparingly during crunch time, too many people took that approach all the time. Your ability to demand, yell, and beat up other people was seen was an asset. All too often I heard “I don’t care if people like me, they just need to listen to me and do what I say.”

That might have worked for Don Draper on Mad Men, but it doesn’t work today. It may have worked when employees stayed at a company their entire career, but it has stopped being as effective today because of career mobility. In fact, it can have a negative impact on your career. Let me recount a story, told me by my friend Belle (not her real name):

Belle manages a small group in her company and from time to time she needs to make hiring decisions. The other day, she’s flipping through a stack of resumes when she finds a few qualified candidates that she wants to bring in. One of them, we’ll call her Tremaine, used to work with Belle’s friend, Ariel. Belle calls Ariel to ask about Tremaine, her qualifications, her personality, etc. Turns out that Tremaine, while a capable manager, was difficult to work with and quick to look down on people. Tremaine never got a phone call.

(Fans of Disney will probably recognize Belle and Ariel as famous Disney heroines, Tremaine was the wicked stepmother in Cinderella so bonus points if you knew that)

Tremaine’s head-knocking attitude, while effective at the time, didn’t win her any friends and it certainly didn’t win her a phone call for a position she had all the skills on paper. In that particular role, people skills are crucial in motivating people to do good work. Tremaine’s approach was not going to work in that environment.

It’s just one data point but I think it illustrates a broader idea – that it doesn’t make sense to treat people poorly.

Treat Everyone At Work With Respect from personal finance blog Bargaineering.com.

How to Prepare for a Car Accident

Posted: 25 Aug 2010 04:25 AM PDT

Crashed Matchbox Crown Vic If losing your job is one of the most traumatic financial disasters you can face, a car accident is a close second. When you take financial cost of an accident, regardless of who is at fault, and combine it with the physical and emotional cost, there’s almost no debate for that second place spot.

This post is part of our Financial Contingency Plan series, which helps prepare you for some of the most jarring financial disasters you could face.

Unlike a job loss, car accidents have little to no warning whatsoever. My friends was recently stopped at a light when a car hit him from behind, causing over $5,000 in damage. It wasn’t, however, the other driver’s fault. He was hit from behind by a car who didn’t realize there was a red light (and at least three cars stopped ahead of him!).

When it’s clear you’re not at fault and there are plenty of witnesses (as was the case with my friend), you have nothing to worry about. It’s all the times where it’s a little ambiguous and the other driver hasn’t claimed immediately responsibility (in writing) that preparation can save you a lot of trouble.

Before an Accident

Review your auto insurance coverages and deductibles. It’s important to know what parts of your vehicle are covered and for how much. While it won’t affect what you will do during an accident, it’s important to review your coverages to you don’t discover bad news.

Prepare your post-accident checklist. Accidents are scary, which is why having a contingency plan is so important. What’s even more important than developing a plan is to write it down on paper, because it’s easier to read something than recall it from memory.

If you don’t have a camera on your phone, leave one in your car. You will always want photographic evidence of the scene of the accident. If you don’t involve the police, or if the police don’t issue a citation or report, it’s often your word against the other driver(s). Having visual evidence will strengthen your case, even though it’s a static moment in time, because it will still tell a story.

Clean out your car regularly, leave a spare empty duffel bag. Not only will cleaning out your car save you some gas, because you won’t lug around all that unnecessary junk, but it’ll save you some headache should you get into an accident. If it’s an especially bad collision, things get slammed around and become missiles inside your own car. Afterwards, if your car is inoperable, you will need the empty duffel bag to put all your possessions before the car gets towed away.

After an Accident

This is what I do after a car accident, I’m not a legal or car accident expert (thankfully) but I think this list covers a lot of the important points. It’s especially important to follow the tips on information collection, under the “Get Driver's License & Insurance Info” section.

Once you deal with the police and collect all the information you need, it’s time to tend to your vehicle. If it’s operable, you’re lucky, drive away. If it’s not, now’s the time to use that spare bag you put in your trunk to take anything you can fit. When your car is towed, it’ll be taken to the tow operator’s lot where it won’t have much security. They won’t steal anything (usually, since it’s their lot) but that doesn’t stop random people from breaking into your car while it’s waiting for an insurance claim resolution.

Hopefully you will never be in a car accident. If you are, I hope these tips will help you out. If you have any tips or suggestions you’d like to share, please let us know in the comments!

(Photo: orangechallenger)

How to Prepare for a Car Accident from personal finance blog Bargaineering.com.

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Wednesday, August 25, 2010