Medical Bargaineering: 7 Tips to Save Money on Medical Expenses - Bargaineering |
Medical Bargaineering: 7 Tips to Save Money on Medical Expenses Posted: 14 Sep 2010 09:10 AM PDT This is a guest post written by Cynthia J. Koelker, MD, author of 101 Ways to Save Money on Health Care, Tips to Help You Spent Smart and Stay Healthy. If you think your employer is paying for your health care, think again. You're the one not receiving up to $10,000 per year so your employer can pay your monthly premiums. And the situation will only get worse, with higher deductibles, co-pays, employee contributions, prescription costs, etc. What will you do to stretch your health care dollar? As a family physician I witness these problems every day. Patients worry about the cost of drugs, office visits, lab texts, X-rays, and hospitalizations. Every physician knows ways to decrease costs, but what doctor has time to explain, when we're expected to see a patient every 10 minutes? It's much easier – and faster – to spend money than to think of ways to save. But if your doctor had time to discuss the situation with you, here are a few of the tips he or she would share:
These are just a few of the tips in the best-selling book, 101 Ways to Save Money on Health Care, Tips to Help You Spent Smart and Stay Healthy, recommended in the current issue of Reader's Digest. Would you spend $13 to save hundreds or thousands? Sounds like a deal!
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Plant Perennial Vegetables for Eternal Harvesting Posted: 14 Sep 2010 04:21 AM PDT You probably noticed that I’m a big fan of growing your own herbs (all the posts about harvesting herbs and drying fresh herbs probably gave it away) because the little canisters seem ridiculously expensive in the store. Herbs and spices are also remarkably easy to grow, which is perfect for me because the easier it is the better, and when you add in dollar savings and better flavor, it’s a no brainer. One thing I’ve noticed is that our oregano keeps coming back year after year. We first planted it three years ago and it’s come back every single year. One year, it actually fell off our deck after a snowstorm. We scooped the dirt back in, propped it up, and the oregano still came back! What’s better than saving money, tasting better, and easy to maintain? A plant that saves you money, tastes better, is easier to maintain and comes back year after year with no extra effort! That made me wonder… what other perennial plans can we grow? Perennial HerbsA lot of herbs are perennial but they need to survive the coldness of the winter. Clearly oregano survived ours, and a ten foot fall, but some others won’t. Here are common ones that are perennial, remember to check their hardiness (the hardiness zone) to see if they will survive outdoors in your climate or if you’ll need to bring them in.
Some common herbs that are annuals include Coriander/Cilantro, Basil, and Dill. Otherwise, just do a quick search for the herb name and “perennial” to find out more. If it doesn’t have any information on hardiness, it means it’s an annual. Perennial VegetablesHerbs might be the biggest no brainer but you can’t live on herbs alone. That’s why it’s important to try to plant a few perennial vegetables as well. Perennial vegetables are a little trickier because they may not taste as good in subsequent years but it’s still good to give them a try.
Have you tried growing any of these? (Photo: pinprick)
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Medical Bargaineering: 7 Tips to Save Money on Medical Expenses - Bargaineering Part 1
Medical Bargaineering: 7 Tips to Save Money on Medical Expenses - Bargaineering Part 1
Medical Bargaineering: 7 Tips to Save Money on Medical Expenses - Bargaineering Part 1
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