5 Tips For Those Working In A Job They Hate - Bargaineering |  |
| 5 Tips For Those Working In A Job They Hate Posted: 07 Sep 2010 09:19 AM PDT Twenty-first century folk hero Steven Slater had fed-up employees everywhere cheering when he left the job he hated in a theatrical flourish. After a few choice words over the intercom to a problematic JetBlue passenger, ex-flight attendant Slater grabbed a couple of brewskies and slid down the plane’s emergency slide. Why did Slater become such an instant smash across Facebook and the the rest of the internet? The answer is quite obvious: there are plenty of people out there who simply can’t stand their job. Living vicariously through Slater, they wish that they, too, could leap out of their current job, albeit with bridges burning behind them. It’s the EconomyGiven the recession, however, many people are staying in jobs or whole careers that they just don’t like because they’re afraid they won’t be able to find a new job if they quit. Even for underpaid workers, the thought of finding a good paying job just seems unrealistic in this job market. Many workers have come to an unfortunate conclusion about their current job that they don’t like: hey, at least it’s a job. 1. Figure Out What You WantIf you’re in a career or a job that you don’t like, the first thing you need to do is stop spending so much time complaining about it and figure out what you don’t like about it. Once you know what it is you don’t like about your job, you’ll be one step closer to understanding what you are looking for. 2. Expand Your Skill SetWhile you’re stuck in the job you don’t like, instead of coming home each day, collapsing on the couch, and complaining about work to whoever will listen, use your time wisely. Start thinking how you can expand your skill set and make yourself more marketable, so that when the black cloud of the recession finally lifts, you’ll find it easy to get a new job. 3. Find a CoachEven highly talented Olympic athletes rely upon coaches who help them push their limits and reach their highest potential. If it’s good enough for Olympic athletes, isn’t it good enough for you? These days, personal and professional coaches are a popular way to help you clarify what direction you want your life to take, along with what steps you need to get there. Ask around amongst your friends to find out if anyone has worked with a competent career coach. 4. Don’t Be “That Guy”What goes around, comes around – right? One thing you can learn from the co-workers you currently can’t stand is to not turn out like them. If a big part of why you don’t like your job is the people you’re working with, don’t just complain about them, learn from them. What is it you don’t like – their short temper? Their patronizing attitude? Their non-stop yakking about themselves? The truth is that we all have character flaws. Learn from the character flaws you see in your co-workers, and start working on those flaws within yourself. This strategy gives you a way to channel your frustration into an opportunity for self-improvement. Who knows – as you work on identifying and improving your own negative attitudes, you just might start to see the people around you in a different light. 5. At Least Do SomethingThe bottom line is that you don’t want to stay in a job that you can’t stand forever. Don’t get to the point that you turn into the next Steven Slater. Facebook folk hero or not, Slater now faces very real criminal charges and a complicated, messy aftermath to dramatically acting out. Don’t wait until you’re about to pop to do something. Even if you’re not sure exactly what direction you want to take, start taking steps in some direction so that when the time is right, you’ll be able to get out of the job you don’t like, and find a truly satisfying line of work instead. What tips do you have for those working a job they hate? This guest post comes from Bob who writes about Christian Finance over at ChristianPF.com.
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| How to Lower Your Car Insurance Premiums Posted: 07 Sep 2010 04:15 AM PDT
I would like to that think you all know that you should shop around for insurance, just as you would shop around for anything else. I would also hope that you understand the relationship between your premium payments and your deductible. Hitting those points really just smashes the some tired old ideas back into your brain and, honestly, wastes your time. So, this post will be about the more novel ways to lower your car insurance costs. Chances are you may not use any of these ideas but it may spur you to think of some clever ideas of your own (that you can share!). Recreational ClassificationOne of the benefits of working from home is that I don’t drive my car to commute anywhere. On a whim, I decided to call up my car insurance agent to ask if my premiums could be lowered because I worked from home. As it turns out, I could have my car classified as a “recreational vehicle” and pay much lower premiums. The general rule is that you don’t drive that car to work or school, which I don’t, and that you drive fewer than 7,500 miles in a single year. They confirm this by asking for odometer readings. The reclassification only saved me a few hundred dollars since I only had liability insurance but I imagine someone with liability, collision and comprehensive could save much more. Drive Less (Carpool)Your insurance premium is supposed to reflect your risk as a driver. One of the reasons a recreational classification lowers your premiums is because you are on the road less. Used car buyers often cite 12,000 to 15,000 as the “average” number of miles driven on a car in a year. If you see a used car with a higher average, you should consider passing on the vehicle or decreasing what you’d pay for it. Well, if you want to decrease the total cost of insurance, one way is to drive fewer miles. This is subtle because driving less will not directly decrease your premiums, unless you’re able to get under the 7,500 annual mileage (which is difficult if you commute to work or school). It does, however, decrease the likelihood you get into an accident and decreases the “expected” cost of insurance and accidents (and premium increases because of accidents). Maintain or Improve CreditworthinessIt’s not clear why your credit score should affect how risky you are as a driver but insurance companies do use your score in their assessment of your risk. While I’ve never heard of someone seeing their premiums increase because of their score falling, mainstream media has jumped all over this idea and received confirmation from the Property Casualty Insurers Association of America that your credit history is being used to determine rates. Whether you like it or not, data suggests that credit risk and car accident risk are related. If you can maintain a good credit score or improve your credit score, you might see a decrease in your rates. Not every insurer uses your credit history to determine rates so give your agent a call to find out more. Also, it’s important to review your reports regularly even if it won’t do anything for your insurance premiums. Do you have any less obvious ways to help lower your car insurance premiums? (Photo: mcgraths)
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When it comes to saving money in this economy, it appears that many people are dropping or lowering their auto insurance policies. It’s a bit of a gamble but adjusting your insurances, whether it’s homeowners or auto or anything else, can be a way to save a few more dollars if things are looking tight. However, the subject of how to lower your auto insurance costs has been covered a near infinite number of times already and everyone knows the basics – shop for alternatives, increase your deductibles, drop comprehensive and collision on older vehicles, package together policies for a discount, etc.| You are subscribed to email updates from Bargaineering To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
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5 Tips For Those Working In A Job They Hate - Bargaineering Part 1
5 Tips For Those Working In A Job They Hate - Bargaineering Part 1
5 Tips For Those Working In A Job They Hate - Bargaineering Part 1
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