Oregon Bans Credit History Checks by Employers - Bargaineering |  |
| Oregon Bans Credit History Checks by Employers Posted: 02 Jul 2010 06:17 AM PDT The Oregon Legislative Assembly has passed House Bill 1045, which would prohibit the use of credit history for use in employment purposes (it was actually signed by the governor in late March). In other words, employers in Oregon cannot use the information they collect in a credit report to make am employment decision such as hiring, firing, or demoting an employee. The law, obviously, goes into greater detail but the writing on the wall is clear – you cannot use credit checks to make any sort of employment decision. My take on this is that it’s about time a state stepped up and stopped this practice. Not many employers do it, only about 35-40% according to an Oregon Bureau of Labor and Industries spokesman, but that’s far too many.
If employers violate this law, employees or prospective employees are able to file a complaint and receive damages, compensatory damages or $200, whichever is greater; plus punitive damages. We need a federal law mandating this so we can save state legislatures some time.
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| Your Take: What Would You Never Buy Used? Posted: 02 Jul 2010 05:54 AM PDT
Then you have the classic “used vs new” battle over cars. That’s a debate that has raged on for eons and predates the car itself! (should buy a used or new horse? OK just kidding mostly) Some argue that buying used means you are buying the abuses of the previous owner. Some argue that buying used means you save a lot of money, enough to pay for the abuses of the previous owner. But there are some things you should never buy used. These are things that 99% of the population would agree on. That’s not to say people won’t buy these things used, sometimes you don’t a choice, you do what you need to in order to survive. Top on my list? Mattresses. Used mattresses, for a variety of reasons, are often terrible purchases. Mattresses, like shoes, mold to the body of the people who use them so you won’t be able to get a good night’s rest. If you want to save money, buy the frame used and the mattress new. What would you never buy used? (Photo: soundfromwayout)
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What’s the easiest way to save money on your purchases? Buy it used. I picked up golf this year and when it came time to buy new (to me) equipment, I relied on Craigslist and the used section of the local Golf Galaxy. Golf is a difficult enough sport, the last thing I needed to do was make it both difficult and expensive. So I purchased my irons used and my hybrids used. My driver and putter I purchased brand new because they were running a ridiculous “wholesale price” sale from a website online, but a driver at $130 (TaylorMade Burner) and a putter at $55 (Odyssey) made for great deals.
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Oregon Bans Credit History Checks by Employers - Bargaineering Part 1
Oregon Bans Credit History Checks by Employers - Bargaineering Part 1
Oregon Bans Credit History Checks by Employers - Bargaineering Part 1
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